Identity Theft: Protecting Your # 1 Asset
Have you had your credit card number stolen?
Or is that someone open an account in your name without your knowledge?
As a professional, your identity is one of the most important assets you have. A and with over 9 million victims Identity theft occurs annually, the identity theft protection is becoming very important for wealthy professionals.
So how do you goes on protecting your identity? Here are some tips:
- Make sure no one is standing right behind you when you using an ATM.  Keep your hands on your touchpad to protect your access code and your body in front of cameras Cell phone screen. are everywhere and my attempt to shoot someone your credit card information.
- Paying bills online using only a secure site if the service is available.
- Do not give your credit card number online unless it is encrypted on a secure site.
- Take a look at your credit reports three credit reporting companies at least once a year. review to ensure that its identity is not being used to establish credit lines that you personally do not authorize. The three major reports are required to provide a report free credit to consumers each year.
- Remove your name from direct mailing lists for credit card offers. do this opt out of mailing lists for 5 years. You may also choose to permanently Out. If you take that option, you will send a Notice of Election to choose how to complete and send back. You can contact them at:
Direct Marketing Association
Mail Preference Service
PO Box 643
Caramel, NY 10512
- Make sure no one is listening, if you have to disclose personal or financial information on a phone in a public place.
- Looking at the totality of his bank and credit cards each month for errors or dependents may be the sign of an identity thief at work.
- Cancel all credit cards that you have not used in the past six months. Open credit is a primary objective, if an identity thief spies on your card Report. credit Maintaining open lines of unused credit is not as favorable as your credit score high limit and low balances lines to use.
- All credit card offers Shred pre-approved, utility bills, financial statements, invoices, etc. before throwing them away.
- Use direct deposit whenever possible instead of checks may be lost and checks. private information about you can draw from them.
- Keep track of when you normally receive statements and bills in the Mail If you arrive late, ask.
- Store important documents and financial records in a safe or file cabinet at home.
- Never des private information online or by phone to someone who calls you to ask for updates or confirmations for accounts have. course you can contact the institution directly if you have any questions.
- I try to memorize them passwords. storage can be a list of them disastrous. may fall into the wrong hands.
- Treat your Social Security number as a confidential piece of information. Keep your card locked up at home, not take it with you.
- Use good security on your PC and networks. If you have a computer, remove the entire disk.
It's a good idea to explore the use of an identity theft protection service.en These services are provided control of credit card fraud, public records social security, loans, Etc. We also provide a copy of your credit report from the three major credit reporting agencies every year, so as the elimination of the mailing list in some cases. limits of insurance or guarantee coverage often a total of up to $ 1 million to cover for losses that may occur because of their identity from being stolen and used to incur debt and expenses.
Three good services to consider are trusted identification LifeLock Identity and Guard. Just go online for more information about these services and decide whether it is right for you.
In the information age, your identity will be increasingly important in marketing and promoting their services. with more exposure on the Internet, identity protection that unauthorized use will become critical. Take steps now to ensure the safety of their identity.
About the Author
After 15-plus years of being a financial planner, Christopher Music decided there had to be a better way. Witnessing financial debacles of big industry and government-driven economies caused Christopher to take action, developing an instrument that measures the success of any financial plan. The Financial Security AnalysisTM (FSA) is the back bone of Music’s firm, Wealth Advisory Associates (WAA). WAA is a financial planning firm focused on helping private-practice physical therapists understand and implement the most effective strategies to achieving financial success and security. Visit www.wealthadvisoryassociates.com
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